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Edna Hemphill dearly loved her first husband, Charles, but she worried about how he spent every penny they earned, never planning financially for the future. When he died after 20 years of marriage, Edna was not surprised that she was left with no life insurance or savings. She spent the next 13 years living below her means so she could buy company stock and accumulate a respectable savings. When her friend Ed proposed marriage to her at age 60, she feared that remarrying would place her financial security in jeopardy.
"I told him there was no way I'd marry him unless we signed a prenuptial agreement, because we both worked too hard to accumulate what we had to then not protect it for our heirs," says Edna, a member of Camaraderie Chapter in Dallas.
"We've been married 11 years and the prenuptial has never been mentioned. But I feel it was a wise decision because it contributes to the stability and happiness of our marriage."
Today, when...