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SPRINKLER systems frequently "misbehave" by causing loss or damage from water not covered by the Fire policy.
Sprinkler Leakage insurance is a form of cover that is needed in such cases and is increasing in volume. It is available wherever a risk is equipped with an automatic sprinkler system.
What the Policy Covers
It covers against direct loss and damage to real and personal property (except accounts, bills, currency, evidences of debt, money, notes or securities) from the leakage, discharge or precipitation...