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The objectives of the paper are to examine empirically the performance of selfhelp groups (SHGs) linked with bank and to assess the performance and socioeconomic impact of SHG on the members. The study on SHGs was undertaken in two districts of Tamil Nadu, namely, Erode and Tiruchirapalli covering 30 SHGs from two NGOs (viz., MYRADA and LEAD) and 150 members from the selected SHGs. Primary data required for the study were collected through personal interview method with the help of pre-tested comprehensive interview...