Content area
Full Text
ABSTRACT
The given work is dedicated to researching financial literacy from the point of view of social awareness of the younger generation. All categories of citizens need to obtain financial education. A worthy level of financial education allows grown up persons to organize effective management of personal finances, optimize the ratio of savings to consumption, plan future retirement benefits, objectively assess possible risks and make reasonable decisions when investing their own capital. The financial education allows the younger generation to understand the value of money, it serves as the basis for acquiring the basics of budget planning and savings, in general terms, allows to understand the essence of the financial market and the products offered on it. Financial literacy is a complex of knowledge, skills, abilities and attitudes in the financial field and personal socio-psychological characteristics, the formation of which determines the ability and degree of a person's readiness for successfully fulfilling a variety of socio-economic roles, such as householder, investor, borrower, taxpayer, etc.
Financial literacy makes it possible to determine at what level the student's financial relations with society are, moreover, it is an integral part of the student's social competence. Knowledge, skills, and attitudes in the financial field constitute the cognitive, active and motivational and value elements of financial literacy.
Keywords: financial literacy, financial education, socio-economic roles, youth.
ÖZ
Bu çalışmada genç nesildeki finansai okuryazarlık araştırmalarına adanmıştır. Piyasa ilişkilerinin gelişmesi, küresel küresel eğilimi ve yeterince hazırlıklı olmadıkları bir gerçektir. Tüm insan kategorilerinin finansal eğitim alması gerekmektedir. Finansal eğitim genç kuşağın paranın değerini anlamasını sağlar, bütçe planlaması ve tasarrufun temellerini edinmenin temelini oluşturur, genel olarak finansal piyasaların özünü ve üzerinde sunulan ürünleri anlamayı sağlar. Finansal okuryazarlık; bilgi, beceri, tutum ve sosyo-ekonomik roller gibi finansal ve sosyo-psikolojik özelliklerden oluşan bir komplekstir.
Finansal okuryazarlık, öğrencinin finansal ilişkilerinin ne düzeyde olduğunu belirlemeyi mümkün kılar, bunun yanında, öğrencinin sosyal yeterliliğinin ayrılmaz bir parçasıdır. Bilgi, beceri ve tutumlar temel olarak finansal okuryazarlıktan oluşturmaktadır.
Anahtar Kelimeler: finansal okuryazarlık, sosyo-ekonomik roller, gençlik.
INTRODUCTION
Today one of the priorities of the strategic development of the domestic economy is increasing indicators and indices of its change, improving competitiveness and economic growth, which will become the basis for building a sustainable business and investment climate, maintaining a decent standard of living and material...