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BEFORE OPERATION AL FAJR, the second battle of Fallujah (in November-December 2004), an estimated 4,000 insurgents roamed the streets of Fallujah, Iraq, killing government soldiers and policemen and essentially turning the city into a rebel stronghold. They could do so not just because of their numbers and ruthlessness, but because they derived significant strength from the local population. In essence, the people provided the insurgents with the recruits and support necessary to thrive and move freely within the battlespace.
To attack this strength, the Marine Corps' Regimental Combat Team 1 (RCT-1) would use a powerful weapon-money-to drive a wedge between the insurgents and the people and help win the second battle of Fallujah. In particular, the combat team's civil affairs units influenced the people by providing money to alleviate their immediate needs, settle grievances, and reduce frustration arising during the course of the battle. At the same time, the units developed long-term reconstruction efforts to help local Iraqi leaders gain control of the area. In this way, RCT-1 built legitimacy for coalition forces and further increased rifts between insurgents and their much-needed popular support. These actions reduced the enemy's base of operations and ability to maneuver.1 As this article will show, RCT-1 civil affairs units wielded financial power as a combat multiplier and reduced the enemy's overall combat potential.2
Setting Conditions for Success
The initial program to provide money for Iraqi relief and reconstruction was strategically oriented and designed for deliberately planned, long-term reconstruction projects. A modification to the program was needed to allow the use of money in a tactical mode as a mechanism to act on the immediate needs of civilians and to respond to grievances. The change would set the conditions for operational success
Building capability. For Operation Al Fajr, RCT-1 designed a system to allow the immediate payment of money to Iraqis. The system was built around civil affairs elements that contained all the pieces necessary to approve and make on-the-spot payments in a field environment. RCT-1 civil affairs designated one Marine as a paying agent with $50,000 in cash on hand and a second Marine to execute contracts of up to $3,000 without having to use normal project-approval procedures.3 This gave the Marines a mechanism similar to a petty cash...





