Abstract

Using data from the 2019 China Household Finance Survey (CHFS), this paper explores the impact of digital inclusive finance on the entrepreneurial performance of returning rural migrants. The study first finds that digital inclusive finance can enhance the entrepreneurial performance of returning rural migrants. Second, it significantly improves entrepreneurial performance in three dimensions: the degree of digitization in inclusive finance, the depth of digital financial usage, and the breadth of digital financial coverage. Third, farmers’ digital participation, digital usage, and the extent of digital usage are crucial pathways through which digital inclusive finance influences their entrepreneurial performance. Fourth, the impact of digital inclusive finance on entrepreneurial performance varies according to different types of migration, duration of migration, scale of entrepreneurship, educational attainment, and credit access channels. The findings of this study help validate the real effects of digital inclusive finance on entrepreneurial outcomes in rural populations.

Details

Title
Research on the impact of digital inclusive finance on the performance of rural returnee entrepreneurs in China
Author
Chen, Yuran 1 ; Huang, Ruoxuan 2 ; Zeng, Yangge 3 ; Huang, Qian 3 

 Southwestern University of Finance and Economics, School of Finance, Chengdu, China (GRID:grid.443347.3) (ISNI:0000 0004 1761 2353) 
 Southwestern University of Finance and Economics, School of Finance, Chengdu, China (GRID:grid.443347.3) (ISNI:0000 0004 1761 2353); Southwestern University of Finance and Economics, School of Business Administration, Chengdu, China (GRID:grid.443347.3) (ISNI:0000 0004 1761 2353) 
 Yunnan University of Finance and Economics, School of Finance, Kunming, China (GRID:grid.464506.5) (ISNI:0000 0000 8789 406X) 
Pages
22077
Publication year
2024
Publication date
2024
Publisher
Nature Publishing Group
e-ISSN
20452322
Source type
Scholarly Journal
Language of publication
English
ProQuest document ID
3110582596
Copyright
© The Author(s) 2024. This work is published under http://creativecommons.org/licenses/by-nc-nd/4.0/ (the “License”). Notwithstanding the ProQuest Terms and Conditions, you may use this content in accordance with the terms of the License.