Content area

Abstract

This study aims to investigate the application and management strategies of ChatGPT in financial services. We explore the potential of ChatGPT in financial customer service, financial planning, risk management, portfolio analysis, insurance services, and fraud prevention, for which it is found to provide efficient automated solutions for financial institutions. To successfully implement ChatGPT applications, we emphasize the importance of managing conversational AI, including clarifying business requirements, identifying application scenarios, building appropriate data models, ensuring security and privacy, performing manual supervision, and establishing evaluation and feedback mechanisms. Besides, we also analyze the challenges and limitations of ChatGPT in financial business, such as data trustworthiness, data privacy and security issues, model bias, and regulatory and compliance issues. Under this foundation, we propose corresponding solutions. Finally, we look forward to the future development of ChatGPT in the financial domain and make corresponding practical suggestions to help financial institutions better utilize ChatGPT technology.

Details

1009240
Title
Revolutionizing finance with conversational AI: a focus on ChatGPT implementation and challenges
Volume
12
Issue
1
Pages
388
Publication year
2025
Publication date
Dec 2025
Publisher
Springer Nature B.V.
Place of publication
London
Country of publication
Netherlands
e-ISSN
2662-9992
Source type
Scholarly Journal
Language of publication
English
Document type
Journal Article
Publication history
 
 
Online publication date
2025-03-19
Milestone dates
2025-03-10 (Registration); 2024-06-11 (Received); 2025-03-10 (Accepted)
Publication history
 
 
   First posting date
19 Mar 2025
ProQuest document ID
3178426955
Document URL
https://www.proquest.com/scholarly-journals/revolutionizing-finance-with-conversational-ai/docview/3178426955/se-2?accountid=208611
Copyright
Copyright Palgrave Macmillan Dec 2025
Last updated
2025-11-07
Database
ProQuest One Academic