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ABSTRACT
The financial services industry is experiencing rapid changes in services delivery and channels usage, and financial companies and users of financial services are looking at new technologies as they emerge and deciding whether or not to embrace them and the new opportunities to save and manage enormous time, cost and stress. There is no doubt about the favourable and manifold impact of technology on e-banking as pictured in this review paper, almost all banks are with the least and most access e-banking Technological equipments like ATMs and Cards. On the other Hand cheap and readily available technology has opened a favourable competition in ebanking services business with a lot of wide range competitors competing with Commercial Banks in Cameroon in providing digital financial services.
Keywords - E-Banking, E-Banking Services, Information Technology, Technology
Date of Submission: April 11, 2018 Date of Acceptance: April 25, 2018
1.INTRODUCTION
Electronic banking (E-Banking) is the provision of banking services through electronic and the customer can access the data without any time and geographical limitation (Sagar, 2014) [1] and (Abu-Shanab and Matalqa, 2015) [2]. E-Banking provides easy access to banking services to customers. Since the late 1980s digitalization in communication and information technology has triggered significant social and economic changes worldwide. It has created a situation in which information, communication and commerce are no longer subject to the constraints of time and geographical space. They can be accessed 24/7, instantaneously and at the global level. To distinguish the concepts, products and services related to digital communication and information technology from their non-digital counterparts, prefixes and adjectives, such as "e" (e.g. e-mail, e-commerce, ebook, e-banking, e-crimes), "i" (e.g. iPhone, iTunes, iPad), virtual (e.g. virtual reality, virtual currency, virtual banking) are being used. We are living in an age of rapid change and that change is driven mostly if not entirely by technology. The world today is virtually unrecognizable from the world of even 25 years ago. The internet has changed the way we communicate, the way we shop, the way we learn, the way we bank, the way we market goods, the way we buy, the way we do business, the way we listen to music, the way we store information - in short the way we live. It has...