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Abstract
For workers within five years of retirement, we focused on the education and advice they are receiving from their employer to aid in their retirement decision-making and assessed their views on the importance of guaranteed retirement income-including whether it should be provided by their employer. The findings contrast with retirees who opted for guaranteed retirement income by purchasing an annuity. Web site: https://www.metlife.com/paycheck-or-pot-of-gold-study/.