The CARD NEWS 20

Company: American Express Co. [AXP] Closing Price (4/27/04): 50.15 News: Amex and Costco [COST] inked a new multi-year agreement to extend their long-term partnership. The two companies first entered into a strategic alliance in 1999, when Costco began accepting American Express cards at all its U.S. warehouses. Amex and Costco also have two co-branded cards as part of their relationship. 52 Week High/Low: 54.99/37.00 Company: Discover [MWD] Closing Price (4/27/04): 53.57 News: Morgan Stanley tapped IBM to implement a technology infrastructure that automatically draws computing power as needed from a shared pool of data resources. The approximately $575 million contract extends a previous IT services agreement and will help support Discover Financial Services. 52 Week High/Low: 62.83/41.78 Company: Bank One Corp. [ONE] Closing Price (4/27/04): 50.64 News: Bank One reported 2004 first-quarter net income of $1.2 billion, compared with $818 million for the same quarter last year. 52 Week High/Low: 57.49/35.14 Company: Capital One Financial Corp. [COF] Closing Price (4/27/04): 68.43 News: Capital One reported earnings for the first quarter of 2004 of $450.8 million compared with earnings of $308.5 million for the first quarter of 2003. 52 Week High/Low: 77.67/39.87 Company: Providian Financial Corp. [PVN] Closing Price (4/27/04): 12.9 News: Providian says net income for the first quarter of 2004 reached $101.7 million compared with net income of $4.7 million in the first quarter of 2003. 52 Week High/Low: 14.20/7.20 Company: Household International Inc. [HBC] Closing Price (4/27/04): 74.25 News: Household's retail services unit signed an agreement to manage the private-label credit-card program for Bernie & Phyl's Furniture in Massachusetts. 52 Week High/Low: 82.90/54.11 Company: Citibank [C] Closing Price (4/27/04): 48.96 News: Citibank received four gold medals in Bank Monitor's 2003 online banking awards program. Bank Monitor is a publication of Corporate Insight, a New York- based market research and consulting firm. 52 Week High/Low: 52.88/38.09 Company: JPMorgan Chase [JPM] Closing Price (4/27/04): 38.62 News: Chase and Universal Studios launched a new Instant Credit Card Issuance Program for the Universal Entertainment MasterCard. The program allows for both instant credit decisions and immediate issuance of a ready-to-use, general purpose MasterCard credit card. Through this program, approved consumers are granted instant access to their credit line. 52 Week High/Low: 43.84/28.69 Company: MBNA Corp. [KRB] Closing Price (4/27/04): 25.21 News: MBNA says first-quarter 2004 net income rose to $519.7 million, an increase of 21 percent compared with $432.5 million for the first quarter of 2003. 52 Week High/Low: 29.68/18.06 Company: Fiserv Inc. [FISV] Closing Price (4/27/04): 37.97 News: Fiserv announced record earnings for the first quarter of 2004 of $840 million, a 39-percent increase compared with $604.3 million for the first quarter of 2003. 52 Week High/Low: 41.00/28.64 Company: Bank of America [BAC] Closing Price (4/27/04): 81.79 News: Banc of America Securities' Electronic Trading Services will collaborate with Microsoft to research and develop new solutions for optimizing trade- execution performance. The deal is part of ETS' newly launched Electronic Trading Alliance program. 52 Week High/Low: 84.90/72.04 Company: eFunds Corp. [EFD] Closing Price (4/27/04): 17.2 News: Chex Systems Inc., a wholly owned subsidiary of eFunds, and MicroBilt formed a reseller and acquirer partnership. Under the agreement, financial services providers will be able to use ChexSystems' identity- verification and risk- management services through MicroBilt's financial-services site. They also can integrate into an in-house system or application. 52 Week High/Low: 18.75/8.94 Company: Hypercom Corp. [HYC] Closing Price (4/27/04): 7.05 News: Lightbridge Inc. [LTBG] and Hypercom signed a letter of intent to offer Lightbridge's Authorize.Net IP-based Payment Gateway to retailers purchasing Hypercom's new Optimum T4100 POS terminal with Intel Xscale technology. 52 Week High/Low: 8.30/3.69 Company: NCR Corp. [NCR] Closing Price (4/27/04): 46.73 News: Siebel Systems Inc. and Teradata, a division of NCR Corp., penned a strategic partnership to provide enhanced integration and optimization between the Siebel Analytics products and the Teradata Warehouse. 52 Week High/Low: 48.25/21.51 Company: Metavante [MI] Closing Price (4/27/04): 37 News: Marshall & Ilsley Corp.'s board of directors has increased the quarterly cash dividend on its common stock to $0.21 per share from $0.18 per share. The cash dividend is payable on June 11, 2004, to shareholders of record at the close of business as of May 28, 2004. 52 Week High/Low: 40.64/28.70 Company: Equifax Inc. [EFX] Closing Price (4/27/04): 25.18 News: Equifax will provide families with Equifax Credit Watch Gold at discounted rates. A credit monitoring service that alerts consumers to credit file changes indicating possible identity theft, Equifax Credit Watch Gold is also now available for a free 30-day trial. 52 Week High/Low: 27.59/21.71 Company: Fair Isaac Corp. [FIC] Closing Price (4/27/04): 36.22 News: Fair Isaac released PlacementsPlus service 4.0, an optimized account placement and management service for charged-off debt. 52 Week High/Low: 43.12/30.28 Company: ACI Worldwide [TSAI] Closing Price (4/27/04): 22.81 News: Transaction Systems Architects Inc. reported second-quarter 2004 revenues of $76.5 million, an increase of 10.5 percent compared with the same quarter last year. Net income increased to $8 million, compared with $4.1 million for the second quarter of fiscal 2003. 52 Week High/Low: 25.47/6.81 Company: VeriSign, Inc. [VRSN] Closing Price (4/27/04): 17.18 News: VeriSign reported revenue of $229 million for the first quarter of 2004, down from $269 million for the same quarter last year. 52 Week High/Low: 21.09/11.20 Company: First Data Corp. [FDC] Closing Price (4/27/04): 45.86 News: First Data signed a processing agreement with Banco Vimenca S.A. in the Dominican Republic. Processing Center, S.A. (PROCESA), a company recently formed by First Data and Banco General S.A., will service Banco Vimenca's electronic payments, and its credit- and debit-cards needs. 52 Week High/Low: 46.80/33.26