Consumer-Driven Health Plans: A Cost and Utilization Analysis

Abstract

Health Care Cost Institute, September 2016 "Consumer-driven health plans (CDHPs) are V->a specific type of high-deductible health plan generally including a health savings account (HSA) or a health reimbursement arrangement (HRA). Over the study period, spending per capita (total expenditure divided by the number of individuals covered by the plan type) for the non-CDHP population was higher than that for the CDHP population.