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Irvine, CA-To serve borrowers with good credit but no discipline to save money, DiTech Funding Corp. here has developed a program that will make a 125% LTV first mortgage.
"The type of buyer that we're seeing is basically a first-time buyer who is upscale but has always had a habit of spending instead of saving," said Paul Reddam, DiTech's president and CEO.
Mr. Reddam said the loan is designed to allow these...
