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I obtained a DIP for a client from Abbey in January. Using its affordability calculator a low score would give Pounds 259,000 and a medium/high score Pounds 323,000.
The loan amount required was Pounds 180,000 using a 90% LTV product.
My clients were subsequently able to raise their deposit and the purchase price, resulting in a loan amount of Pounds 203,000 equal to 88% LTV and well within...