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There is a strong likelihood that the US Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) will undergo revision by Congress in the coming year, a report from industry analysts TowerGroup predicts. With consumers rushing to file for bankruptcy before BAPCPA came into effect in 2005, bankruptcy filings fell initially as a result of the act. However, recent bankruptcy volumes are back on the rise. "The cost of bankruptcy to consumers has gone up considerably because BAPCPA shifted the costs to the bankruptcy attorneys who passed the extra charges on to consumers," TowerGroup analyst Dennis Moroney tells CI.