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VantageScore Solutions LLC, Stamford, Connecticut, has introduced VantageScore 2.0, the newest version of its credit-scoring model.
The driving force behind the creation of VantageScore 2.0 was a significant change in consumer credit repayment behavior, according to Sarah Davies, senior vice president of product management, analytics and research for VantageScore. Davies said all credit models should be updated regularly to ensure they remain as accurate as possible, adding that VantageScore 2.0 shows an improved performance over the original version across the main...